Vol. 7, Issue 2, Part D (2025)

This study explores the relationship between microfinance and women’s empowerment through Self Help Groups (SHGs) in Golaghat district, Assam. It investigates how microfinance initiatives contribute to the socio-economic development and empowerment of women, particularly in rural areas. The study employs a mixed-method approach, combining quantitative and qualitative data collection and analysis methods. Primary data were collected from 10 SHGs in East Development Block, Padumoni, under Golaghat, Assam. For this purpose well prepared and pre tested interview schedule was used. After collection of data they were analysed and interpreted by applying proper statistical techniques. The findings suggest that SHGs have a positive impact on women’s empowerment, enabling them to gain financial independence, improve their decision-making capacity, and enhance their social status. The study highlights the importance of microfinance as a tool for women’s empowerment and poverty alleviation, and provide insights into the challenges and opportunities faced by SHGs in the district. The research contributes to the existing literature on microfinance and women’s empowerment, and offers recommendations for policy makers, practioners, and stakeholders to strengthen SHG initiatives and promote women’s empowerment in the region.